House prices and rent keeps going up, but where does all this money go? Who stands at the top of the housing market food chain? Over the past years, the Netherlands has explicitly sold out public housing to international investors, treating a basic human need of their citizens as an investment market.
How do mortgage laws, housing corporations and land taxation policies play into rising rent and inequality? And what does it mean for citizens to not be able to afford a home in their home country?

Everyone who rents, or renters plus everyone who rents from a bank (mortgage). It kind of depends on how you frame the main question.

Housing is an essential need but treated as a investment market. The result is citizens who cannot live in their home country.

My perspective on this is from the Netherlands, but I am curious how other European countries deal with late stage capitalist rent hikes